Disability Insurance

Lloyd’s DI

Individual disability for professionals with substantial personal or business coverage needs, including: high limit income replacement, buy/sell, key person or business overhead expense. Coverage can be provided despite older ages, foreign travel/residency, medical or lifestyle history.

Lloyd’s GID

Guaranteed Issue Disability insurance for multi-life professional groups.

Career Transition Disability

Designed specifically for executives and other white-collar employees who have lost their group LTD coverage because of outplacement and are entitled to severance payments.

Pilot Loss of Licence

Disability insurance to protect corporate and commercial pilots from temporary or permanent loss of medical certification to fly.

Personal Accident and Contingency

Personal Accident (AD&D)

Specialty accident insurance for individuals and groups.

Contingent Contract Protection

Contingency insurance for businesses to protect contractual financial obligations such as buy-sell funding or loan collateral for lenders triggered by the death, disappearance or permanent coma of the life insured.

Other Special Risk Insurance

Kidnap & Ransom

Special Contingency kidnap, ransom and extortion insurance for corporations, individuals and families.