Early Coverage for Cancer Survivors:Acceptional Life®!

The Canadian Cancer Society predicts that almost 1 in 2 Canadians will develop cancer in their lifetime. Although the type and severity can vary wildly, the road to recovery is often challenging and the effects can be felt for years after. One of the difficulties that cancer survivors face, is obtaining adequate amounts of life insurance coverage, even years after treatment has ended.

Acceptional Life® can help!
Traditional insurers will not consider an applicant for life insurance until they are 2 to 5 years clear of cancer depending on the type and stage at diagnosis. Acceptional Life can consider applicants in as little as 3 months post successful treatment.

Acceptional Life is an innovative, fully underwritten life insurance for individuals who require substantial amounts of coverage and have been previously declined due to medical or lifestyle history. It is the first of its kind to use medical exclusions in life insurance allowing the flexibility needed to provide up to $10,000,000 in coverage, despite cancer and other challenging histories. Acceptional Life also now provides 100% premium refund in the event of a claim due to a case specific medical exclusion, up to a maximum of $100,000!

Nurse, Female Age 27, Non-Smoker: Melanoma

Required $500,000 for personal coverage. Diagnosed November with stage 3 melanoma. Was treated with complete resection in June the following year. Applied for coverage 6 months post treatment. Approved for 10 year term with a skin cancer exclusion.

Lawyer, Male Age 34, Non-Smoker: Colon Cancer

Required $1,000,000 for personal coverage. History of Crohn’s disease and diagnosed with stage 2 colon cancer. Colon removed same year. Applied for coverage 12 months post treatment. Approved for 10 year term with colon cancer and gastro-intestinal tract exclusion.

Business Owner, Male Age 45, Non-Smoker: Testicular Cancer

Required $3,000,000 for buy-sell coverage. Diagnosed with stage 3 testicular cancer with metastasis to the stomach. Competed all treatments 10+ years ago with no recurrence. Approved for 10 year term without cancer exclusion.

Let us show you how Acceptional Life can help your clients with challenging histories and substantial insurance needs. For more information, call us or complete our online “Get a Quote” form.

Brooke Gibson
Sales & Marketing Associate
T 416.408.5659
TF 1.888.995.9199 ext. 1
brooke@hunmcc.com