Career Transition Disability Insurance

Have any of your clients recently received an employment severance?  Unfortunately, many of them will be left with minimal or no long term disability benefits provided under their severance agreements due to the fact that group insurers are generally unwilling to extend LTD coverage past the statutory notice period. We can help.

Career Transition Disability is the Solution

Designed to protect white collar and executive employees against the catastrophic consequences of a long-term and potentially career-ending illness or injury during a career transition period, Career Transition Disability can provide disability coverage of up to 75% of after-tax insurable monthly earnings

Career Transition Disability Can Protect Employees and Employers

Career Transition Disability may be purchased by the employee or the employer and offers potential benefits for both parties:

• Employees can protect themselves against the consequence of a serious injury or illness.
• Employers can provide disability coverage as part of a severance package and reduce the potential liability if the employee were to suffer a serious illness or injury during the severance period.

Legal precedents indicate that employers may be obligated to continue all benefits, including disability coverage, throughout a terminated employee’s entire severance period.  Those that do not may be exposed to significant risk if the terminated employee becomes disabled during that time. Read more. 

For more information or a quote for Career Transition Disability, please visit our website or contact us:

Brooke Gibson 
Sales & Marketing Associate 
T   416.408.5659                                                        
TF 1.888.995.9199 ext. 1                                           
brooke@hunmcc.com