Established in 1997, our core mission is to develop, distribute and underwrite Special Risk Life, Accident and Health products to provide solutions for client needs that cannot be fully satisfied in the regular market. We do not deal directly with consumers, but rather through licensed intermediaries – financial and insurance advisors, benefit consultants, and selected national account distributors across Canada.

Our staff are carefully selected for their knowledge, expertise and commitment to industry leading service to advisors.

We hold many exclusive domestic insurer relationships and significant underwriting authority through Certain Underwriters at Lloyd’s.

Through our insight, innovation and integrity, we help you to insure your hard to insure clients.