In many respects the Lloyd's market functions very differently than the domestic insurers you are accustomed to dealing with. In particular, coverage and pricing are not generally based on a "shelf" product concept – plans are customized to fit the specific needs of an applicant, and pricing is based on the specific risk profile of each applicant. Much of the risk assessment is done at the quoting stage. It is critical that you provide full disclosure of all material information that you are aware of up front, so that we can structure our quote appropriately. We do not have a quote template for Lloyd's to enable you to request a quote on-line, as we do with our other special risk products. In order to obtain a quote, please email the details of the risk to us at or call us at 1-888-995-9199 and speak to Mike Taylor or Brooke Gibson.